The way people save has undergone a fundamental shift, but not a lot of people have noticed the change.

Traditionally, savers would put their money away into a savings account, where the interest rate would be reasonably competitive, with the highest rate accounts offering higher returns the less you touched your money (ie, notice accounts).
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The more I read about the impact of the financial crisis in the UK, the more it feels that the UK is doomed economically, and that the best option now while you have cash in Great British Sterling is to cash out and move aborad to somewhere more financially sound - ie, not threatened with collapse by the weight of its own debt. Read more

This spring's green shoots are being increasing shown to have misplaced optimism, with economic conditions continuing to worsen within the UK - GDP continues to fall, and expectations of a recovery for next year remain muted.
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Are you a rock-dweller, dear reader? No? I ask because one would surely need to be living beneath the shady confines of a rock to have missed the recent, prickly proposition made by British Airways to it’s staff. It seems that BA has asked that some 30,000 of their employees work for free for up to one month, or to take (up to) one month’s unpaid leave. A most peculiar offer, I think you’ll agree, but a tactic that does see some action from time to time. Read more

I recognize that the rather ... artsy ... references I’ve already thrown at you, dear reader, runs the risk of ‘painting’ (erk) this blog as a somewhat airy-fairy, art-farty, conceited affair - but please, do bear with me! I'm almost positive it will be worth your time. Almost. In any case, let me suggest that you take up your tea cup (or your whiskey flask, if such is your wont), put your feet up (should they be wearied), and relax - while I take you upon a little sojourn that shall (I hope) serve as sufficient introduction to my humble, newborn blog. Read more