Manish Choudhary is 32, married and works for a MNC. Just like the rest of the lot, he has his dreams. His dreams are no different than you and me, he also dreams to live is a plush home owned by him. He dreams to build and decorate his home with his wife and children and family. He wants to give the beast possible education to his children's. He wants to go on exotic holidays each year and wants to make sure that he has enough funds make his life secure post retirement. Read more

The way people save has undergone a fundamental shift, but not a lot of people have noticed the change.

Traditionally, savers would put their money away into a savings account, where the interest rate would be reasonably competitive, with the highest rate accounts offering higher returns the less you touched your money (ie, notice accounts).
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